Apply
Send us your scenario
The property, the price or current balance, the rent you expect and how you plan to hold it. You will get a straight coverage reading — which programs the file clears, and what would have to change if it does not. Required: name, email, phone, property state, loan purpose, occupancy (business-purpose investment only), property type, estimated value and loan amount, plus your consent to be contacted.
Scenario details
What happens next
- We review the property, the rent and the structure you described.
- We run the coverage ratio the way a lender computes it.
- We come back with the programs the file fits — or the honest read on why it does not.
- No obligation attaches to a scenario. A formal application happens only when you decide to proceed.
In scope
Non-owner-occupied investment property in North Carolina — single-family rentals, 2–4 units, townhomes, condos, legally operated nightly rentals, new-construction rentals and portfolios. Purchases, cash-out and rate-and-term refinances. Individual or LLC vesting.
Out of scope
Property you will live in, second homes and any personal, family or household purpose. Those need consumer financing from a professional licensed for owner-occupied loans — this form will not accept them.
Have the numbers handy?
Run your figures through the DSCR calculator first, then reference the result in the message field. County tax record, an insurance quote and a realistic rent figure make the scenario review far sharper.